Real Lifelock Review: What Does it Provide and How Does it Compare?
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You have probably seen the commercials on TV advertising Lifelock by now. But they are not the only company that promises to protect you from identity theft. In fact, there are new services popping up all the time, and some say they are even better than Lifelock.
This Lifelock review will let you see what some others have said about Lifelock and look at some of the facts about the company.
So, I’ve done my research into every major identity theft protection service out there, including Identity Guard, Trusted ID, Protect My Id, and yes, a lot of research on Lifelock as well. Let’s look at what Lifelock really offers you for the money and how it compares to some of the other services.
First let’s compare the price of Lifelock with other services:
|$10.00 - Lifelock
$25.00 - Lifelock Ultimate
|$17.99 Total Protection||
As you can see, Lifelock “ain’t” the cheapest in town?
Lifelock Ultimate JUST came out and it adds a lot more protection than the standard Lifelock. This extra $15 a month offers you 3 bureau credit monitoring and credit reports, bank account protection, payday loan protection, credit inquiry alerts, and more.
The original $10/month Lifelock plan offered a pretty basic list of features. It put fraud alerts on your accounts for you, stopped the junk mail from coming to your house (which is still a major cause of identity theft), and alerted you if anyone tried to use your information to open a credit account.
Now, many of these things you can do yourself for free on an ongoing basis, but many people hate the hassle and say that just the fact that Lifelock stops junk mail from coming to their house is worth the cost.
Lifelock says their new “Ultimate” plan goes well beyond this and offers the most comprehensive protection.
Let’s see some of the promised benefits of Lifelock Ultimate
||Tale Our Poll:
Video of real users with their own Lifelock reviews:
A few cons about Lifelock:
Well we don’t love everything about this company, even though they offer one of the best services for fighting identity theft. Here are two things we don’t like about Lifelock, just to be open and honest.
- They have a B grade with the BBB. Mainly this is because of people who had just the basic Lifelock plan with fraud monitoring and they really needed the protection the command center offers. But since the recent changes complaints have actually been down.
- They do not offer a family plan currently, however they do have special plans for children that only cost an extra $2.50 per month. If this is a problem you can always check out Trusted ID here, which DOES offer great family plans for affordable rates
A few pros about Lifelock:
There is a reason Lifelock is one of the most well-known and respected identity theft protection services available, and below are a few reasons why we recommend Lifelock to our friends and family.
- Lifelock has direct access to fraud resolution teams and has partnerships with the FBI, NOVA (National Organization for Victim Assistance), and the NCPC (National Crime Prevention Council). They’re pretty serious about this ID theft thing.
- Unlimited access to your online credit management info like credit reports, scores, and tracking.
- The 3 credit bureaus are monitored DAILY (not monthly like some services).
- Bank account protection for savings and checking accounts (right now now one else offers this)
- Lifelock offers WAY more than just credit monitoring with their survellaince of criminal exchange websites, court records, criminal records, and even file-sharing sites, where a lot of crooks hangout.
Sign up with Lifelock here and save 10% off the usual price!
(A little gift to our readers)
You can read Lifelock reviews all over the internet, but many of those writers are uninformed. This is not 2009 or 2010. It’s 2012 and Lifelock has made a lot of changes to become the clear leader in identity theft protection. They don’t just scan your credit report to make sure it looks good, because some identity thieves are assuming identities to get jobs, medical care, and other things that would not show up on a credit report.
Lifelock Ultimate has JUST come out a few weeks ago and it's a gamechanger! Basically, in addition to all of the other Lifelock services you get full credit monitoring from all 3 credit bureaus and something else that no other identity theft service provides..... bank account fraud protection. With Lifelock Ultimate your checking and savings accounts are protected with instant alerts if any changes are made to your accounts or if someone tries to open a bank account with your information.
Lifelock is one of the only services that scours the web and the over 10,000 chat rooms and forums where ID thieves exchange information. If your social security number or credit card numbers show up in scanners they will take action immediately.
If you don’t have an identity protection service and your identity is stolen you will have to do all of the ground work yourself. So get ready for countless hours on the phone and filling out forms. You will probably have to take some time off of work as well, which will just cost you more money. The tiny $10 a month for some top notch identity protection is well worth it in my opinion.
Right now you can sign up for Lifelock and save 10% with the link below. This is because we have partnered with Lifelock and have a material connection with the company. You can try them out and see how much you like having peace of mind when it comes to the security of your information.
Continue reading to see some pros and cons about Lifelock...
Lifelock offers an extra level of protection that other services like Trusted ID simply do not have.
They don’t just monitor your credit, they monitor public records and court records as well. If someone tries to use your name, address, or get a loan with your social security number, Lifelock will know about it and take action right away.
Their online surveillance is second to none as well, and they are always scanning the internet to see if your information ever pops up. And if your identity every gets stolen because Lifelock failed to do their job, you will receive up to a million dollars in aid from lawyers and professionals to help you get your life back together. Read more about the million dollar guarantee here.
Identity theft can still happen to anyone, and even though people with Lifelock have a much better chance of NOT getting their identity stolen, if this does every happen to you the company will help you restore your ID. Read all about how Lifelock helps restore your identity here.
Don’t forget that identity thieves are going after young children as well. They like to take the identities of children because often they don’t even know what has happened until they try to apply for a credit card later on in life. Lifelock offers protection for children to make sure they will not have their credit ruined before they even have a chance to live on their own.
Here are some of the best features of Lifelock that set the service apart from others online:
- Advanced credit alerts by phone and email
- Constant internet monitoring
- Bank account protection
- 24/7 365 customer support
- Lost wallet protection
- Credit bureau reports
- Monitoring of file sharing site
- Monitoring of public records and court records
- Online member portal to review your identities status
- Monthly tracking of your credit score
- $1,000,000 service guarantee
Is Lifelock is just a waste of your money?
It depends. This service is not a scam by any stretch of the imagination, but it may not be right for everyone. If all you need is a credit monitoring service and you want to just freeze your credit on your own, you can do this yourself and you don’t need Lifelock’s help. However, and this is a biggie, Lifelock offers a LOT more than just credit protection.
Ok, here is the problem. Even though you can do some of the things Lifelock does on your own, most people never do.
Life gets busy, and it’s hard to remember to check your credit reports and monitor all activity on a regular basis. But it only takes one identity thief to ruin your credit and destroy your peace of mind.
If you are the kind of person that just likes to “set it and forget it”, Lifelock may be a service for you. If you want to spend every waking minute checking with the 3 credit burueas and talking to credit card companies on the phone, then maybe you should save your money, and possibly consider working for the police department.
There are a lot of Lifelock reviews online that really don't give the WHOLE story. Many of these are written by affiliates just trying to make money off the program, and although we are affiliates of Lifelock as well, we aren't afraid to tell the truth about identity theft protection programs. Because we are affiliates of Lifelock we are able to offer you a 10% discount through any links found on this page, but we ask you NOT to sign up for the program until you have read this review below.
After comparing Lifelock to Trusted ID, Protect My Id, and Identity Guard, we found Lifelock Ultimate offered a greater level of protection for the money. But only Lifelock Ultimate will give you this coverage and not the basic Lifelock.
Because of our relationship with Lifelock we are able to offer a 10% discount to our readers: